Terms and Conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE PROCEEDING TO ACCESS THIS SITE
The following terms and conditions govern your use of this website. Your use of this website and Content (defined below) constitutes your acceptance of these terms and conditions.
If you do not agree with these terms and conditions, you should immediately cease use of this website and Content.
This website presents information and content that is owned or licensed by PGIM India Asset Management Private Limited, its parents, subsidiaries and affiliates ("PGIM India"). When used in these Terms and Conditions, "we" and "our" mean PGIM India and "you" and "your" refers to any individual or legal entity that accesses or otherwise uses this website. Neither PGIM India Asset Management Private Limited nor any of the products/ services offered /proposed to be offered as mentioned in this website have been/will be registered in any jurisdiction outside India.
India Only
This website and the services and products described and information provided through this website are directed to and
are intended to be made available only to Resident Indians, Non-Resident Indians (NRIs) /
Persons of Indian Origin (PIO) [other than those NRIs /PIOs residing in the United States of America, Canada and
Financial Action Task Force - Non-Compliant Countries and Territories] and Foreign Institutional Investors (FII)
registered with SEBI, and are not intended for distribution to, or use by, any person in any other country or any jurisdiction where
such distribution or use would be contrary to law or regulation or that would subject PGIM India to any registration requirement
within such jurisdiction or country.
Persons who access this website do so, on their own initiative, and are responsible for compliance with applicable local laws and regulations. Software and other materials from this website may be subject to export controls and may not be downloaded or otherwise exported to any country or anyone prohibited by law. PGIM India prohibits your downloading or exporting of software or other material from this website in violation of any applicable Indian law and/or the laws of your resident country. By downloading software or other material from this website,
you represent and warrant that you are able to do so in full compliance with the applicable laws of India and your resident country.
Additional Terms
PGIM India offers products and services available through portions of this website. These terms and conditions apply only to your use of this website and Content, and they do not apply to your use of any products or services offered by PGIM India. We have established or will establish additional or different terms and conditions for various products and services offered. In many instances, PGIM India’s products or services involve sophisticated financial instruments or assets that are regulated by Securities and Exchange Board of India. You agree to review all applicable terms and conditions relating to PGIM India products and services detailed in the Disclosure Document, Client Agreements and other related documents of the Portfolio Management Services (hereinafter referred to as ‘the PMS Documents’ in these terms and conditions). In the event of any conflict between the terms
and conditions on this website and the PMS Documents, the terms and conditions as per the PMS Documents shall prevail.
In certain jurisdictions, the PMS Documents may be subject to registration requirements and, accordingly, persons who download or obtain copy of the PMS Documents from this website are required to inform themselves about, and to observe, any such restrictions. No persons downloading copy of the PMS Documents in such jurisdiction may treat the PMS Documents as constituting an invitation to them to subscribe for the services offered therein, nor should they in any event use any such documents, unless such an invitation could lawfully be made to them in the relevant jurisdiction and such documents could lawfully be used without compliance with any registration or other legal requirements. Accordingly this website and/or the PMS Documents downloaded from this website does not constitute an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not lawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation. It is the responsibility of the persons who browse this website and wishing to subscribe for the services offered through this website, to inform themselves of and to observe,
all applicable laws and Regulations of such relevant jurisdiction.
Online Account Access
PGIM India may at its discretion grant you access to an online transaction or view facility to avail the services through this website and other electronic media, such as telephone systems, personal data assistance devices and interactive response systems from time to time (collectively, the "Online Transaction Facility"). PGIM India may issue /assign you a Personal Identification Number ("PIN") and/or any other identification ("ID") and/or password so as to enable you to access the Online Transaction Facility. You are responsible for safeguarding the confidentiality of any such PIN/ID/password and any access gained to the Online Transaction Facility with the PIN / ID / password assigned to you will be deemed to be made by yourself.
You agree to accept responsibility for all activities occurring under your PIN/ID/ account or password that are due to your conduct, inaction, or negligence. If you disclose your account numbers, PINs, IDs, and/or passwords to any person(s) or entity, you assume all risks and losses associated with such disclosure. If you permit any other person(s) or entity to use your PINs, IDs, passwords, or other means to access your accounts, you are responsible for any transactions and activities executed in your accounts and for any use of your personal and account information by such person(s) or entity.
If you believe someone has unauthorized used or attempted to use your PINs, IDs, passwords without your permission, or that any other unauthorized use or security breach, loss or theft has occurred, you agree to immediately notify us.
Password Protected Areas
Access to and uses of password-protected and/or secure areas of the website are restricted to registered / authorized users only. You may not obtain or attempt to obtain unauthorized access to such parts of our website, or to any other protected materials or information, through any means not intentionally made available by us for your specific use. Unauthorized individuals attempting to access, or actually accessing, these areas may be subject to appropriate legal action.
Do Not Rely on This Website for Your Financial Decisions
The Content on this website is for convenience and information purposes only. You should consult your financial, tax and legal advisors, and independently verify all Content provided through this website before you make decisions. Nothing on this website constitutes an offer to sell or buy any product. Nothing on this website should be construed as rendering tax, legal, investment, or accounting advice. The posting of the PMS Documents or any other information on this website is not a recommendation or opinion for you to buy or sell any product or participate in any transaction.
Suitability and Appropriateness
The financial products / strategies/ services mentioned in the website may not be suitable or appropriate for all investors or in all geographical areas. Your particular needs, investment objectives and financial situation may differ from the underlying objective of the financial products / strategies/ services mentioned in the website. You must make your own independent decisions regarding any securities or financial instruments or products / strategies/ services mentioned herein. PGIM India may have made investment opinions and other information available to you through this website, which does not constitute a recommendation or representation that such opinion or information is suitable or appropriate for your needs. You should independently consider whether an investment strategy or the purchase or sale of any product is appropriate for you in the light of your particular investment needs, objectives and financial circumstances.
Ownership and Use of Content
All of the information and content on this website, including, but not limited to, all text, analyses, reports, articles, graphics, software applications, video and audio files and photos, trademarks, service marks and trade dress ("Content") is owned or licensed by PGIM India. The Content is protected worldwide by applicable intellectual property laws. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark, and other proprietary notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell or display any of the Content for any public or commercial purpose except with the prior written consent of PGIM India or the owners of the materials, which they may issue in their sole discretion. You may not use the Content in any other website or in a network computer environment, including framing the Content within another website. Except for the limited use rights expressly provided in this paragraph, all rights in Content are reserved.
PGIM India, PGIM India Logo ,PGIM India, PGIM India Mutual Fund, PGIM India Asset Managers, the Rock Logo are proprietary service marks and may not be used without the permission of the owner. Pramerica Financial is the trade name used in India and select countries by Prudential Financial, Inc. (PFI), a company incorporated and with its principal place of business in the United States of America. All other trademarks, service marks, trade names, logos and icons, registered or not, are the property of PGIM India , its affiliates, or third parties which may be indicated. Other materials, including video, sound recordings and images, on this website are a copyright of or proprietary to PGIM India or are used with the consent of the owner. Except when included in any authorized printouts of the Content, you are not authorized to make any other use of PGIM India's marks, including, but not limited to, as metatags or in any other fashion that may create a false or misleading impression of affiliation or sponsorship with or by PGIM India. PFI is not affiliated in any manner with Prudential plc, a company headquartered in the United Kingdom.
Links
Links from this site to any non-PGIM India/third party websites are provided for the user's convenience only and solely as pointers to information on topics that may be useful to users of this website. PGIM India has no control over the content on such non-PGIM India websites and does not review these third-party sites, nor does the provision of a link imply any endorsement of, or association with such non-PGIM India/third party sites. Your linking to any websites from this website is at your own risk. Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked website. Please call our Information Technology department at +91 22 61593000 to submit such a request.
Availability
Not all of the products or services described on this website are offered in all geographic areas. Your eligibility for particular products or services is subject to the terms and conditions specified in the respective PMS Documents and final determination and acceptance by PGIM India.
Potential Disruption of Service
You shall be responsible for obtaining and maintaining all telephone, modem, computer hardware, software, and other equipment needed to access and use this Website. Access to this website may from time to time be unavailable, delayed, limited or slowed due to various factors beyond our control, which may include, but not limited to:
- hardware failure, including among other things, failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment;
- software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content; overload of system capacities;
- damage caused by severe weather, earthquakes, wars, insurrection, riots, terrorism, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters
- interruption (whether partial or total) of power supplies or other utility of service;
- strike or other stoppage (whether partial or total) of labor;
- governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or
- any other cause (whether similar or dissimilar to any of the foregoing) whatsoever.
WARRANTY DISCLAIMER
We strive to provide accurate and up-to-date materials on this website. However, we make no warranties or representations as to the accuracy or timeliness of the content. Your use of this website and content is at your own risk. Content may become inaccurate as a result of developments after its publication on this website. PGIM India assumes no responsibility to keep the contents current or to correct inaccuracies or errors in the content. The content on this website and the operation of it are provided "as is" and for informational purposes only, and PGIM India disclaims all representations or warranties of any kind, either express or implied, including warranties of merchantability, fitness for particular purpose, title, non-infringement, accuracy, completeness, and timeliness. Certain jurisdictions may not permit certain disclaimers of warranties. In such case, we disclaim warranties to the fullest extent permitted by the applicable law.
Your Responsibility for Security
PGIM India does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses, or other destructive or harmful code. PGIM India assumes no liability or responsibility for any damages to you, your computer, or other property due to your access to, use of, or downloading of any content. If you download or copy any content from this website, you are responsible for taking all reasonable precautions necessary to ensure the security and integrity of your computer and systems, including employing current virus protection software.
NO LIABILITY
In no event shall PGIM India or any other party involved in creating, producing, or delivering this website or content on PGIM India's behalf be liable for any direct, incidental, special, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your access to, or use of, or inability to access or use, this website or any content, or the performance of any product on this website.
Additional Information
All information, other than personal information subject to PGIM India's Internet Privacy Policy, submitted to PGIM India through this website or any related PGIM India website is the property of PGIM India. PGIM India is free to use any ideas, concepts, know-how, or techniques that you may submit to PGIM India through this website for any purpose, including, but not limited to, improving our services. We are not subject to any obligations of confidentiality regarding any submitted information except as specified in PGIM India's Internet Privacy Policy, as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.
Changes
PGIM India reserves the right to add, amend, revise, suspend or cancel, in whole or in part, any of the services being provided on this website and change the contents on this website and these Terms and Conditions from time to time at any time without prior notice. The changes may include superseding terms and conditions or specific notices. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continued use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.
Privacy
PGIM India respects your privacy, and is committed to protecting the same. We provide this privacy policy to tell you how we do that in relation to your interaction with this Website. This privacy policy only applies to this website and not to any linked third party sites. You may review PGIM India's Internet Privacy Statement at http://www.Pramericapms.com/privacy/ . To learn about the privacy policy of a linked site, please refer to the privacy statement of that site.
Cautionary Language Regarding Forward-Looking Statements
Some of the contents, together with information provided in this website may include forward-looking statements. These forward-looking statements involve uncertainties that could cause actual performance or results to materially differ, and readers are cautioned not to place undue reliance on them.
Governing Law
These Terms and Conditions shall be governed by, and construed in accordance with, the laws of India. Any action against PGIM India arising from or relating to your access to and use of the website and the provisions of these Terms and Conditions of use must be brought by you in court located in Mumbai, India. You consent to the jurisdiction and venue of the courts located in Mumbai, India, for the adjudication of all claims by PGIM India against you arising from or relating to your access to and use of the Website and the provisions of these Terms and Conditions.
Termination
PGIM India reserves the right in its sole discretion to terminate or restrict your use of all or any part of the website, without notice, for any or no reason, and without liability to you or anyone else. The Terms and Conditions relating to Ownership and Use of Content, Indemnification, Limitation of Liability, Warranty Disclaimer, Limitation of Liability, and Governing law shall survive any termination.